Planning that’s grounded, personal, and built for the long term.

At Ross Taylor Financial, we don’t start with products – we start with people. Your story. Your values. Your goals.

We believe the best financial advice begins with deep listening and continues through long-term partnership. That’s why every recommendation we make is built on a clear, comprehensive understanding of where you are today and where you want to go.

We take the time to truly understand what matters to you. Through thoughtful conversations and a complete financial needs analysis, we build a strong foundation – so every piece of advice is personalized, relevant, and aligned with your life.

This isn’t about chasing trends or selling products. It’s about creating a plan you can trust, and a relationship you can count on.

How we work with you

1. Clarify your present situation

We begin with a detailed review of your current financial picture: your assets, liabilities, cash flow, tax and legal documents, and insurance coverage. This clear, honest baseline allows us to see the full picture, not just the surface.

2. Identify your goals and values

Your financial plan should reflect your values. That’s why we ask: What’s important to you? What are you working toward? From family priorities to career milestones to legacy planning, your answers shape the direction of everything we do.

3. Spot the barriers

Achieving financial clarity means understanding what’s in the way. We identify obstacles – like unmanaged debt, tax inefficiencies, or gaps in protection – so we can help you address them directly and move forward with confidence.

4. Tailored recommendations

With the full picture in hand, we craft strategies designed specifically for you. These aren’t off-the-shelf solutions. They’re customized recommendations that support your life goals, risk preferences, and long-term vision – always explained clearly, with no pressure or jargon.

5. Implement the plan

Once your plan is finalized, we guide you through each step of implementation. That might include coordinating with your accountant or lawyer, selecting investment vehicles, adjusting insurance, or simply helping you take the next best step – whatever your situation calls for.

6. Review and revise

Life changes, and your plan should too. We stay connected with regular reviews to ensure your strategy remains aligned with your goals and priorities – whether you’re navigating retirement, growing your family, selling a business, or anything in between.

Personalized Financial Planning

Insurance

Ensure financial security for your loved ones with customized coverage options designed to meet your specific needs and budget. From life insurance to critical illness, disability, long-term care and health and dental, we'll help you navigate your options to find the perfect fit.

Investment Management

Whether you're building wealth, saving for a child’s education, or drawing income in retirement, we offer a full suite of investment products tailored to your stage of life and financial goals. We offer mutual funds, TFSAs, RRSPs, RESPs, RDSPs, RRIFs and more.

Retirement Planning

Plan for retirement with clarity, confidence, and a strategy built around your lifestyle and goals. Whether you're approaching retirement or already in it, we work with you to project your income needs, optimize savings, reduce tax impact, and ensure your money lasts.

Estate and Legacy Planning

Make your wishes clear – and your impact lasting. From wills and powers of attorney to tax-efficient wealth transfer strategies, we guide you through decisions to ensure your legacy reflects your values and supports the people and causes that matter most.

Income Tax

Keep more of your hard-earned money and stay prepared for what’s ahead. We’re here to provide year-round guidance to help you manage and minimize income taxes. From strategic planning to annual filing support, we help you make tax-smart decisions that align with your overall financial goals – for today, and tomorrow.

Debt and Credit Guidance

Manage debt and improve your credit with confidence. From reducing high-interest balances to making smarter borrowing decisions, we provide clear strategies that align with your broader financial goals – so you can build a stronger foundation and move forward with confidence.

For business owners

Integrated Planning

Navigate succession, transition, and long-term planning with clarity and confidence. Whether you're preparing to pass the torch, fund a buyout, or structure your exit, we provide integrated strategies that align your business goals with your personal financial future.

Insurance

Protect what you've built with strategic insurance solutions. From key person coverage to disability and critical illness protection, we tailor plans that safeguard your business, support continuity, and provide financial stability through life’s uncertainties.

Group Retirement and Pension Plans

Attract and retain top talent by offering comprehensive investment programs tailored to your company's size and budget. We understand the unique challenges you face and can help with a plan that works for your team.

Ready to take control of your financial future?