Business owners

Business succession planning

Prepare for your business's future

Whether you're planning to pass your business to family members, sell to employees, or exit through a third-party sale, we help you create succession strategies that preserve your legacy and maximize value. Our succession planning addresses both the financial and operational aspects of transition, ensuring your business continues to thrive while providing you with the financial security you've earned.

We work with your legal and tax professionals to structure succession plans that minimize taxes, protect stakeholder interests, and provide flexibility as circumstances change.

Group benefits & retirement plans

Attract and retain top talent

Competitive group benefit plans and retirement savings programs help you attract and retain top employees while providing valuable tax advantages for your business. Our specialists take the guesswork out of employee benefits, providing comprehensive packages, straightforward renewal processing and ongoing support.

We design benefit programs that fit your company budget and culture while ensuring your employees have access to the coverage they need. From basic health and dental coverage to comprehensive wellness programs, we help you create packages that make a difference for your team.

Corporate insurance solutions

Protect your business and stakeholders

Key person insurance, buy-sell agreements, and other corporate insurance solutions ensure business continuity and protect stakeholder interests. We analyze your business risks and recommend insurance strategies that provide comprehensive protection without over-insuring.

Our corporate insurance planning includes life, disability, and critical illness coverage designed specifically for business owners, ensuring your business can continue operating and your family's financial security is protected if the unexpected happens.

Tax-efficient compensation strategies

Maximize your personal wealth

Structure your compensation to minimize taxes while maximizing your personal financial security. We help you navigate the complexities of corporate taxation, dividend strategies, salary optimization, and retirement planning for business owners.

Our tax-efficient compensation planning considers both current tax implications and long-term wealth building, helping you make the most of your business success while building personal financial security.

Corporate investment management

Build wealth through your business

Build corporate investment portfolios that support your business goals and provide additional income streams. We help you manage excess corporate cash, plan for major expenditures, and create investment strategies that complement your business operations.

Our corporate investment management includes access to institutional-quality portfolios and strategies typically available only to larger corporations, giving your business access to sophisticated investment options.

Business risk management

Protect what you've built

Comprehensive risk management strategies protect your business from unexpected events that could threaten its survival. From insurance coverage to emergency planning, we help you identify potential risks and create strategies to mitigate them.

Our business risk management approach considers both insurable and uninsurable risks, helping you create comprehensive protection strategies that give you peace of mind.

Business ownership expertise

We understand the unique challenges and opportunities that come with business ownership. Our team has extensive experience working with entrepreneurs and business owners across various industries, giving us insight into the strategies that work best for different types of businesses.

Integrated planning approach

Your business and personal finances don't exist in isolation, and neither should your financial planning. We create strategies that optimize both areas while ensuring they work together toward your overall goals.

Comprehensive support team

From group benefit specialists to tax planning experts, our team brings diverse expertise to your business financial planning. You get access to specialists who understand the complexities of business ownership and can provide expert guidance in their areas of expertise.

Flexible, scalable solutions

Whether you're a solo entrepreneur or managing a growing company, our solutions scale with your business. We provide strategies that work for your current situation while building flexibility for future growth and change.