What we do

We’re more than investments

At Loft, we believe true financial planning integrates every aspect of your financial life. Our comprehensive approach means we look at the big picture, identify opportunities others might miss, and create strategies that work together to help you achieve your goals.

Using advanced planning models and strategies, we build detailed financial projections with real data, so you can see how our recommendations could help you reach your objectives. This isn't cookie-cutter planning – it's a customized roadmap designed specifically for your situation. From retirement planning to business succession, our approach ensures you get the best solutions without product limitations or corporate agendas.

Serving the needs of individuals, families and business owners

Whether you're planning for personal financial goals or managing the complexities of business ownership, we provide tailored strategies that address your unique circumstances. Our clients include families planning for retirement and education funding, entrepreneurs building and protecting their businesses, and individuals seeking comprehensive wealth management solutions.

We understand personal and business finances are often interconnected, especially for business owners. That's why we take a holistic approach that considers all aspects of your financial life to create integrated strategies that work together toward your goals.

Comprehensive financial planning and wealth management

• Investment management: Access exclusive portfolios managed by some of Canada's most established investment managers – options not typically available elsewhere. Our curated wealth portfolios are built specifically for your goals and investment timeline, with regular monitoring and adjustments as markets and your life evolve.
• Retirement planning: From RRSPs and RRIFs to pension optimization and tax-efficient withdrawal strategies, we help you build and preserve wealth for the retirement you envision.
• Estate planning: Protect your legacy with comprehensive strategies that minimize taxes, ensure your wishes are carried out, and provide financial security for your loved ones.
• Insurance solutions: Life, disability, and critical illness insurance tailored to protect what matters most, whether that's your family's financial security or your business continuity.
• Tax-efficient strategies: Maximize your wealth through strategic use of tax-advantaged accounts and planning techniques that help you keep more of what you earn.
• Business financial planning: Comprehensive strategies for business owners, including succession planning, group benefits, corporate insurance, and tax-efficient compensation structures.

How we work with you

Discovery & understanding

We start by spending time to truly understand you, your family or business, your challenges, and your ultimate destination. This isn't a quick questionnaire – it's a comprehensive conversation about your values, goals, and concerns.

Analysis & opportunities

Using advanced planning approaches and our team's collective expertise, we analyze your current situation and identify opportunities to optimize your financial strategies. We review what's working, what isn't, and where improvements can be made.

Recommendations & implementation

We present clear, actionable recommendations tailored to your specific situation. We also help you implement the strategies that make the most sense for achieving your goals. Every recommendation comes with a clear explanation of why we're suggesting it and how it fits into your overall plan.

Ongoing partnership

Financial planning isn't a one-time event – it's an ongoing partnership. We conduct regular reviews, monitor your progress, and adjust your strategies as your life and goals evolve. You'll always have access to our team when questions arise.